10 best Android budget apps for money management

The best budget apps for Android

Budgeting your money is very important. We live in an age where subscription services are common. You have to pay the usual rent and utilities. Also, money is a little tighter these days than it used to be, comparatively speaking. Balancing a checkbook is dead, but there are apps that basically do the same thing much faster and more efficiently. Here are the best budget apps for money management (on Android)! We would also like to give credit to Our Budget Book (link to Google Play).

The best budget apps for Android


What do budget apps do?

There are two main types of budget apps. The first is an expense tracker. This is mainly used by people who deduct many things from their taxes. Business owners who travel a lot, bloggers like us, truckers who track meals and miles driven, and all sorts of other professionals use expense trackers. So you know how much money you spend on all the things you need for your job (and life). You’ll then have all the information you need when tax season rears its ugly head. However, we have a whole list for these types of apps here, so let’s focus on the second type.

The other type of budget app is the one you’re probably thinking of. It keeps track of your bank budget, expenses, bills, utilities and other such things. These are useful for tracking where your money is going so you lose less of it. They’re especially helpful for people who manage multiple accounts at once and pay a majority of their bills online.


AndroMoney

Price: Free (with ads)

AndroMoney is one of the most popular and successful expense trackers on Google Play. The app also offers cross-platform support for web and iOS. Some of the features include multiple accounts, balance and transfer support, budgeting features, multi-currency support, and backup to Excel if needed. The design is surprisingly clean and the analyzes are arranged logically and easy to read. We also love that this is a free app. There are ads, but it’s difficult to stay on a budget when you’re spending a hundred dollars a year on a subscription option. In any case, there isn’t much wrong with this app. It seems to be working just fine.


financial calculator

Price: Free / $4.99

Financial Calculator is one of the best budget apps

Financial calculators are an important tool when calculating your budget for the future. The app is essentially a collection of calculators that you can use to figure out various things. For example, it has a loan calculator that lets you see what your payments and interest will look like. This app has a total of three or four dozen calculators ranging from home buying to fixed and variable rates and even a return on investment calculator. It won’t manage your money, but it will help you make fewer bad decisions about upcoming purchases. It is one of the must-have budget apps.

Goodbudget is quite a popular budgeting app. It has cross-platform support, so you can try it on Android, web, or iOS if you want. Everything is synchronized between these platforms. On top of that, you get expense tracking, income tracking, and some other decent budgeting tools. It uses Material Design and looks pretty. You can also export your data as a CSV file, QFX (for Quicken) and OFX (Microsoft Money) if you need it. It’s one of the simpler budget apps. Some of the main features are free. The rest requires a subscription.


Google Sheets (and similar apps)

Price: Free

Aside from getting a piece of paper and writing it down, using a spreadsheet is about as old school as it gets. Google Sheets and similar apps work very well as budget apps. Just fill in the cells with your income, expenses and other data. You can then see what you are earning and spending each month. Google Sheets is completely free, so we recommend this one. However, pretty much any Office app (with spreadsheets) or spreadsheet app will do. It’s old school, but it’s also a lot simpler. It is a good option for those who are highly security conscious.

New screenshot 2022

Mint is actually a replacement for an older app called Mint Bills. Both are developed by Intuit, the same company that makes TurboTax. This has many functions. You can see everything in one place, manage your bills and money, and even pay your bills if you want. It also provides your credit score, reminders of upcoming bill payments, multi-factor authentication (for security), and a web app you can use. Some mourn the death of Mint Bill. As a result, it received many one-star reviews. However, it appears to have recovered.


money

Price: Free / $2.50

Monefy is one of the simpler budget apps. Its claim to fame is how quick it is to use. The app tries to set itself up so that new data can be added quickly and easily. It usually does a pretty decent job. Alongside this, you get multi-currency support, a built-in calculator, passcode protection, Dropbox integration, widgets, and more. The UI takes a moment to learn. However, once you get comfortable with using the app, it’s really easy. You can grab the free version from the link above and the pro version costs $2.50.

Money Manager Screenshot 2021

Joe Hindy / Android Authority

Simply named Money Manager is an effective app for budgeting funds. It offers a more visual experience so you can see where your money is going instead of just reading numbers. You also get a passcode lock, asset management, instant stats, and up-to-date accounting. You can also back up and restore your data in case you need to switch devices. If required, it is also output in an Excel spreadsheet format. It uses material design. That makes the UI look pretty good. The download is free, the Pro version costs $3.99. You can also use this app for free if you subscribe to Google Play Pass.


My household book

Price: $2.99

My Budget Book - Best Budget Apps

My Budget Book is a legitimate app. It has all sorts of fine details and allows you to set limits by category. So you can decide how much to spend on clothes, entertainment, etc. In addition, it offers 100% offline support, no ads, no in-app purchases, and a themed material design interface. The whole thing is highly customizable and that makes it powerful. You can also export to HTML or CSV. It doesn’t share any advanced features like cross-platform support, but it doesn’t really need it. The only downside is that you have to pay for these in advance.

My Finances is one of the better budget apps. In addition to the usual stuff, you can manage multiple accounts, plan future expenses, and even view a full history of your actions. It’s wrapped in a colorful Material Design interface. It’s customizable and allows for recurring expenses (like invoices). That means it takes a while to set up, but it should track pretty much everything. Also, the app is still under development. The developers have already promised things like cross-device syncing in future updates.


wallet

Price: Free with in-app purchases

Wallet is an app with a mission. It is designed to help you get your turbulent financial situation under control as quickly as possible. Like many others, it syncs your balance and transactions with your actual bank. It also offers account sharing so you can share with your significant other, accountant or whatever. It also supports multiple currencies, cloud sync, warranty tracking, templates, shopping lists, and can export to a variety of file types. Everything is done with a Material Design interface. It’s at least worth a look.

Chase Mobile screenshot 2022

Their banking app is actually a pretty decent budget app too. You can view your balance, recent transactions, pay bills online, transfer money and more. Some banks have more features than others. However, they all usually get the basics right. If you only need simple budgeting tools, you can usually only get by with your banking app. Many credit card companies also have official apps that you can use similar to banking apps. Official banking apps also usually have automatic bill payment, the ability to download bank statements, and other things you may need, especially during tax season.

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